What is PAYG?
Pay As You Go — pay only for what you use, no monthly bill, no credit check, no contract. Top up credit and either use standard rates (expensive without bundles) or activate 30-day bundle add-ons.
Three PAYG — unique features
Three includes Go Roam in 71 countries free on PAYG — no other major UK network offers this. Three also uniquely offers PAYG eSIM — fully digital, no physical card, no credit check.
Giffgaff — the PAYG-style specialist
Giffgaff's entire model is PAYG-style: monthly goodybags with no fixed contract. Buy a goodybag when you need one, pause when you don't. No exit fees. No credit check. Community support forums. O2 network coverage.
O2 PAYG
Big Bundle 30-day add-ons. EU roaming usable. Social tariff Essential Plan available. Top-up at thousands of retail locations.
Tesco Mobile PAYG
Rocket Pack 30-day bundles. 1 Clubcard point per £1 top-up. No credit check. Same O2 coverage.
Who benefits from PAYG
- Very light users not needing daily data
- Customers who prefer no credit check
- Children's first phones with controlled spending
- Travel or backup SIMs
- Testing a network before committing to a contract
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